Compare A Quote has published a blog post on its website titled “How to Purchase Personal and Commercial Auto Insurance in Georgia.” The article covers topics such as the need for auto insurance, the general cost of auto insurance, and the kinds of coverage that auto insurance offers. Readers who want to find out more about auto insurance can find a lot of relevant information on Compare A Quote’s website at the link: https://compareaquote.com/auto-insurance/.
The blog post begins with eye-opening statistics that, in 2020, there were 331,796 total crashes in Georgia. Almost 0.48% of this number accounts for fatal car crashes. The records for the same year also show a total of 124,493 injury counts. These statistics are indicative of how likely most drivers are to get into at least one car accident in their adult life, even if it is a minor fender bender. Since cars and driving are a core part of the American lifestyle, companies have come up with a solution to soften the blow to one’s financial health if one happens to be in a car accident. This solution is called auto insurance and it prevents individuals from going bankrupt if they happen to be at fault for an accident. The government has mandated, in almost all parts of the country, that it is illegal to drive a car without having some kind of auto insurance that fulfills the minimum requirements as decided by each state.
Georgia, like most other states in the country, is an at-fault state. This means that the insurance company of the driver at fault pays the victims the money to cover their medical expenses and any property damage. There are two kinds of auto insurance – personal and commercial. Personal auto insurance meets the needs of individuals who own a private vehicle and need to cover themselves and one or more family members. Commercial auto insurance is designed to serve businesses that own a company vehicle or have an entire fleet of vehicles to care for. Commercial auto insurance has higher liability coverage and is more expensive but it is a necessary business expense for most corporations that rely on vehicles to provide services to their clients. Readers who want to find out more about commercial auto insurance can head over to Compare A Quote’s website at the link: https://compareaquote.com/commercial-auto-insurance/.
The blog post from Compare A Quote also lists the different kinds of coverage that auto insurance generally offers. Liability insurance covers damages and injuries caused to the other party if the insured individual or business was the cause of the accident. It will also cover lawsuits against the car owner or commercial entity. Comprehensive insurance protects the car from damage caused by circumstances beyond the car owner’s control. This includes mishaps such as theft, glass damage, and vandalism. Collision insurance covers most road accidents. If the vehicle overturns or collides with another car or object, it covers the cost. Personal injury protection covers the car owner’s as well as the passengers’ medical bills when involved in a car crash regardless of who is to blame for the accident. Uninsured/Underinsured Motorist Bodily Injury (UIM) and Uninsured/Underinsured Motorist Property Damage (UMPD) apply when a driver who doesn’t have insurance or enough coverage hits the insured car. UIM compensates the driver’s and the passengers’ injuries. UMPD can pay to have the vehicle repaired or replaced.
Compare A Quote is a full-service independent insurance services agency that is headquartered in Florida and is licensed in six states – Arizona, Georgia, Colorado, Utah, Texas, and Florida. The company offers customized quotes, instant policy, and quick claim settlement to fulfill its aims of making buying insurance a seamless and convenient process. The company’s signature claim is being able to get its clients “10 quotes in 10 minutes from 10 insurance carriers.”
Readers can contact Compare A Quote at (646) 423-2772 or info@compareaquote.com. To check out the full list of insurance products and services that the company offers, readers can visit the link: https://compareaquote.com/explore-products/.
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