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UK Used Car Finance Market Insight Report, with Profiles of 25 Largest Used Vehicle Loan Providers -

The "UK Used Car Finance: Market Insight Report" report has been added to's offering.

The report focuses on the UK market for secured consumer finance for used / second-hand cars.

  • It also includes agreements for used motorcycles, vans and leisure vehicles (e.g. campervans) however cars represent over 95% of the relevant consumer market.
  • Secured loans are defined as those where the ownership of the vehicle rests with the lender during the life of the agreement.
  • The report excludes unsecured personal loans that some consumers may use when buying a car, which we believe is now a relatively minor form of car finance.
  • It includes agreements for vehicles that might be used for business purposes by individuals but are purchased by consumers rather than the businesses they run.

Key Report Features:

  • Describes the overall used vehicle market size and historical growth rates.
  • Profiles 25 largest used vehicle loan providers.
  • Describes the role of brokers, including firms working with vehicle dealers and those dealing direct with consumers.
  • Reviews drivers of used vehicle loan growth, setting out historical trends and available forecasts.
  • Provides forecasts for the market to 2021, supported by evidence from market drivers and industry interviews. 

Key Topics Covered:

  • Summary
  • The used car finance market
  • Market size and growth
  • Outlook
  • Commercial / operational due diligence
  • Custom market analysis
  • Primary research
  • Growth strategy
  • Used car finance market
  • Definition of the market
  • Types of finance offered to purchase cars
    • Hire Purchase
    • Personal Contract Plan (PCP)
    • Lease
    • Alternative products
    • Non-POS car loan
    • Personal loan
    • Mortgage further advance
    • Credit Card
  • Types of customers
  • Market size and growth
  • UK car market
  • Dealer sales
  • Franchised dealers
  • Independent dealers
  • Other vehicle distributors
  • Motor finance penetration
  • Motor finance volumes
  • Non-prime lending
  • Market Drivers
    • Regulatory landscape
    • FCA authorisation
    • Regulatory requirements
    • Recent regulatory developments
    • UK Economic performance
    • Consumer borrowing
    • Ability to service borrowing
    • Wages
    • Source: Bank of England Financial Stability Report November 2017
  • Other market drivers
  • Competitive landscape
  • Overview
  • Success factors in dealer POS finance
  • Market size and share
  • Sub-Prime sector
  • Split by channel

Company Coverage:

  • Barclays Partner Finance
  • Black Horse (Lloyds Banking Group)
  • Close Brothers Motor Finance
  • Hitachi Capital
  • MotoNovo
  • Santander UK
  • 1st Stop Car Finance
  • Advantage Finance
  • Alphera
  • Billing Finance
  • Blue Motor
  • First Response
  • JBR Capital
  • Mallard Vehicle Finance
  • Marsh
  • Moneybarn
  • Moneyway
  • NIIB Group
  • Oodle Financial Services
  • Paragon
  • Private & Commercial
  • Raphaels Bank
  • Startline
  • The Car Finance Company
  • Admiral Loans
  • Car Finance Limited
  • Auto Union Finance
  • Creditas
  • DSG Financial Services
  • Eurodrive
  • Evolution Funding
  • Jigsaw Finance
  • Mann Island Finance
  • Motion Finance
  • Whichdeal Limited

For more information about this report visit

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