SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
October 14, 2004 (October 14, 2004)
Date of Report (Date of earliest event reported)
OHIO VALLEY BANC CORP
(Exact name of registrant as specified in its charter)
Ohio
(State or other jurisdiction of incorporation)
0-20914 31-1359191
(Commission file number) (IRS Employer Identification Number)
420 Third Avenue, Gallipolis, Ohio 45631
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code: (740) 446-2631
Not Applicable
(Former name or former address, if changed since last report.)
Exhibit Index at Page 4.
Item 7. Financial Statements and Exhibits
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(a) Not applicable
(b) Not applicable
(c) Exhibits:
The following exhibit is included pursuant to Item 12. Results of Operations and
Financial Condition:
99.1 Press Release dated October 14, 2004 of Ohio Valley Banc Corp.
Item 12. Results of Operations and Financial Condition
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On October 14, 2004, Ohio Valley Banc Corp. issued a news release announcing its
earnings for the third quarter and year to date periods ending September 30,
2004. The information contained in the news release, which is attached as
Exhibit 99.1 to this Form 8-K, is incorporated herein by this reference.
The information in this Current Report on Form 8-K, including Exhibit 99.1
included herewith, is being furnished and shall not be deemed filed for purposes
of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act") or
otherwise subject to the liability of that section, nor shall such information
be deemed to be incorporated by reference in any registration statement or other
document filed under the Securities Act of 1933 or the Exchange Act, except as
otherwise expressly stated in such filing.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
OHIO VALLEY BANC CORP.
Date: October 14, 2004 By /s/ Jeffrey E. Smith
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Jeffrey E. Smith, President and
Chief Executive Officer
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EXHIBIT INDEX
Exhibit Number Description
99.1 Press release of Ohio Valley Banc Corp dated
October 14, 2004, announcing the company's
earnings for the third quarter and year to
date periods ending September 30, 2004.