Rule 424(b)(2) File No. 333-33814 Pricing Supplement #105 dated October 28th, 2004 to the Prospectus Dated April 12, 2000 and Prospectus Supplement Dated October 21, 2003 Marshall & Ilsley Corporation MiNotes SM Due from 9 Months to 30 Years Trade Date: October 25, 2004 Issue Price: 100% Original Issue Date: October 28, 2004 Principal Amount: $132,000 Maturity Date: February 15, 2012 Interest Rate: 4.00% Interest Payment Dates: 11/15/04 & Monthly thereafter Purchasing Agent acting as Principal: Merrill Lynch & Co. Purchasing Agent Commission: 1.20% Proceeds Before expenses: 98.80% ($130,416.00) Survivor's Option: Yes Redemption or Repayment:At Maturity Redemption/Repayment Terms:Not Applicable Minimum Denomination: $1,000 minimum investment with increments of $1,000 CUSIP No.: 57183MEN6 Original Issue Discount: No Notes: All trades settle without accrued interest and clear SDFS: DTC Book-Entry only Merrill Lynch DTC Participant Number: 161 ??