a5883702.htm
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
 
 
FORM 8-K
 
 
CURRENT REPORT
 
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
 
Date of Report (Date of earliest event reported):   January 23, 2009
 
HMN Financial, Inc.
(Exact name of registrant as specified in its chapter)
 
Delaware
(State or other jurisdiction
of incorporation)
0-24100
(Commission
File Number)
41-1777397
(IRS Employer
Identification No.)

1016 Civic Center Drive Northwest
PO Box 6057
Rochester, Minnesota
(Address of principal executive offices)
 
55903-6057
(Zip Code)
 

Registrant's telephone number, including area code (507) 535-1200
 
__________________________________________________________
(Former name or former address, if changed since last report)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions
 
p  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
p  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
p  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
p  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
 
 
 
Item 2.02    Results of Operation and Financial Condition.

On January 23, 2009, HMN Financial, Inc. (the “Company”) issued a press release that included financial information for its quarter and year ended December 31, 2008.  A copy of the press release is attached as Exhibit 99 to this Form 8-K and incorporated by reference into this Item 2.02. The information included in the press release is to be considered filed under the Securities Exchange Act of 1934, as amended.
 
Item 9.01.  Financial Statements and Exhibits
 
 
(c) Exhibits (the following exhibit is deemed filed under the Securities Exchange Act of 1934, as amended.)
   
 
Exhibit Number
       
Description
       
 
99
  
Press release dated January 23, 2009
 
 
 
 
 
 
SIGNATURES
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
HMN Financial, Inc.
(Registrant)
   
Date: January 29, 2009
/s/ Jon Eberle
 
Jon Eberle, SVP/CFO/Treasurer