UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
February 1, 2007
Date of Report (Date of earliest event reported)
PEAPACK-GLADSTONE FINANCIAL CORPORATION
(Exact name of Registrant as Specified in its Charter)
New Jersey
(State or Other Jurisdiction of Incorporation)
001-16197 22-3537895
(Commission File Number) (IRS Employer Identification No.)
158 Route 206, Peapack-Gladstone, New Jersey 07934
(Address of principal executive offices)
(908) 234-0700
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[_] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[_] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
INFORMATION TO BE INCLUDED IN THE REPORT
Item 2.02 Results of Operations and Financial Condition.
On February 1, 2007, Peapack-Gladstone Financial Corporation (the "Corporation")
issued a press release reporting earnings and other financial results for its
fourth quarter of 2006, which ended December 31, 2006. A copy of the press
release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is
incorporated by reference in its entirety.
The discussion of the Corporation's twelve months 2006 net income in the
attached earnings release excludes the impact of the securities losses in the
period. Such information is non-GAAP financial measure. The Corporation believes
that by excluding the impact of this item, it provides investors with better
insight into the period-over-period operating performance. Management also
internally uses this non-GAAP presentation to evaluate its operating performance
on a comparative basis. All such non-GAAP information is supplemental to
information presented in accordance with GAAP and is not intended to represent a
presentation in accordance with GAAP and should not be considered as a
substitute for, or superior to, measures of financial performance prepared and
presented in accordance with GAAP.
The information disclosed under this Item 2.02, including Exhibit 99.1, shall be
considered "furnished" but not "filed" for purposes of the Securities Exchange
Act of 1934, as amended.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits.
Exhibit No. Title
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99.1 Press Release dated February 1, 2007.
The press release disclosed in this Item 9.01 as Exhibit 99.1 shall be
considered "furnished" but not "filed" for purposes of the Securities Exchange
Act of 1934, as amended.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
PEAPACK-GLADSTONE FINANCIAL CORPORATION
Dated: February 6, 2007 By:/s/ Arthur F. Birmingham
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Arthur F. Birmingham
Executive Vice President and Chief Financial Officer
EXHIBIT INDEX
Exhibit No. Title
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99.1 Press Release dated February 1, 2007.