Filed Pursuant to Rule 433 January 26, 2006 Relating to Prospectus Supplement dated January 25, 2006, to Prospectus dated February 2, 2005 Registration No. 333-121744 BEAR STEARNS LIBOR Floating Rate Notes Due January 31, 2011 Issuer: The Bear Stearns Companies Inc. Trade Date: January 25, 2006 Settlement Date: January 31, 2006 Ratings: A1 / A / A+ Principal Amount: $1,500,000,000 Coupon: 3-month LIBOR plus 0.23% Type of Security: LIBOR Floating Rate Notes Maturity: January 31, 2011 Public Offering Price: 100.000% Gross Fees: 0.350% All-in Price: 99.650% Net Proceeds: $1,494,750,000 Interest Payment Period: Quarterly Interest Payment Dates: Quarterly on the last day of each January, April, July, and October, commencing on April 28, 2006 Interest Accrual Date: January 31, 2006 Interest Reset Dates: Quarterly on the last day of each January, April, July, and October Initial Interest Reset Date: April 28, 2006 Interest Determination Dates: Two London business days prior to each Interest Reset Date. Interest Rate: The interest rate will be reset quarterly based on the three-month LIBOR 1 which appears on Telerate page 3750. Initial Interest Rate: Initial Coupon to be determined two London business days prior to the Settlement Date. Day Count: Actual/360 Specified Currency: U.S. Dollars Denominations: $1,000 and integral multiples of $1,000 in excess thereof CUSIP: 073902KG2 ISIN: US073902KG22 Lead Manager: Bear, Stearns & Co. Inc. Bear, Stearns International Limited Senior Co-Managers: BB&T Capital Markets, a division of Scott & Stringfellow, Inc. Citigroup Global Markets Inc. Junior Co-Managers: ABN Amro Incorporated Banc of America Securities LLC Comerica Securities Inc. HVB Capital Markets, Inc. J.P. Morgan Chase Securities Inc. Wachovia Capital Markets, LLC Wells Fargo Securities, LLC -------------------------------------------------------------------------------- The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Website at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-866-803-9204. 2