THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-121744
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 7
(To Prospectus dated February 2, 2005,
and Prospectus Supplement dated February 2, 2005)
Trade Date: March 21, 2005
Issue Date: March 24, 2005
The date of this Pricing Supplement is March 21, 2005
Fixed Rate Notes
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Interest
Maturity Price to Discounts & Payment
CUSIP # Interest Rate Date Public Commissions Reallowance Dealer Frequency
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07387EHE0 5.70% 3/15/2030 100.00% 2.50% 0.350% 98.00% Semi
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Subject to Redemption
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First Interest Aggregate
First Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
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9/15/2005 $27.08 Yes Yes Commencing on 3/15/2010 and on $1,536,000 $1,497,600
the 15th of each month thereafter
until Maturity, the Notes may be
called in whole at par at the
option of the Company on ten
calendar days notice.
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The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.