THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-109793
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 34
(To Prospectus dated November 17, 2003,
and Prospectus Supplement dated November 17, 2003)
Trade Date: August 6, 2004
Issue Date: August 12, 2004
The date of this Pricing Supplement is August 6, 2004
Fixed Rate Notes
-------------------------------------------------------------------------------------------------------------------------
Interest
Maturity Price to Discounts & Payment
CUSIP# Interest Rate Date Public Commissions Reallowance Dealer Frequency
-------------------------------------------------------------------------------------------------------------------------
07387EFV4 6.00% 8/15/2029 100.00% 2.50% 0.350% 98.00% Semi
-------------------------------------------------------------------------------------------------------------------------
Subject to Redemption
---------------------
--------------------------------------------------------------------------------------------------------------------------
First
Interest Aggregate
First Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
--------------------------------------------------------------------------------------------------------------------------
2/15/2005 $30.50 Yes Yes Commencing on 8/15/2009 and on the 15th of $10,663,000 $10,396,425
each month thereafter until Maturity, the
Notes may be called in whole at par at the
option of the Company on ten calendar days
notice.
--------------------------------------------------------------------------------------------------------------------------
***
The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.