THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-104455
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 13
(To Prospectus dated April 24, 2003,
and Prospectus Supplement dated June 19, 2003)
Trade Date: September 22, 2003
Issue Date: September 25, 2003
The date of this Pricing Supplement is September 22, 2003
-------------------------------------------------------------------------------------------------------------------------
Price to Discounts & Interest
CUSIP# Interest Rate Maturity Date Public Commissions Reallowance Dealer Payment Frequency
-------------------------------------------------------------------------------------------------------------------------
-------------------------------------------------------------------------------------------------------------------------
07387EBL0 3.75% 9/15/2008 100.00% 1.00% 0.15% 99.25% Semi
-------------------------------------------------------------------------------------------------------------------------
07387EBM8 5.05% 9/15/2013 100.00% 1.50% 0.20% 98.90% Semi
-------------------------------------------------------------------------------------------------------------------------
07387EBN6 5.80% 9/15/2023 100.00% 2.50% 0.35% 98.00% Semi
-------------------------------------------------------------------------------------------------------------------------
Subject to Redemption
---------------------
-------------------------------------------------------------------------------------------------------------------------
First
First Interest Aggregate
Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
-------------------------------------------------------------------------------------------------------------------------
3/15/2004 $17.71 Yes No N/A $5,691,000 $5,634,090
-------------------------------------------------------------------------------------------------------------------------
3/15/2004 $23.85 Yes No N/A $2,081,000 $2,049,785
-------------------------------------------------------------------------------------------------------------------------
3/15/2004 $27.39 Yes Yes Commencing 9/15/2008 and on the interest $2,225,000 $2,169,375
payment dates thereafter until Maturity,
the Notes may be called in whole at par at
the option of the Company on ten calendar
days notice.
-------------------------------------------------------------------------------------------------------------------------
At May 31, 2003:
o the Company had outstanding (on an unconsolidated basis)
approximately $39.8 billion of debt and other obligations, including
approximately $36.7 billion of unsecured senior debt and $2.5
billion of unsecured inter-company debt; and
o subsidiaries of the Company had outstanding (after elimination of
inter-company items) approximately $163.9 billion of debt and other
obligations (including $45.5 billion related to securities sold
under repurchase agreements, $60.7 billion related to payables to
customers, $29.2 billion related to financial instruments sold, but
not yet purchased, and $28.5 billion of other liabilities, including
$15.9 billion of debt).
The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.