THE BEAR STEARNS COMPANIES INC. IncomeNotes(SM) With Maturities of Nine Months or More from Date of Issue Registration No. 333-104455 Filed Pursuant to Rule 424(b)(3) Pricing Supplement No. 6 (To Prospectus dated April 24, 2003, and Prospectus Supplement dated June 19, 2003) Trade Date: August 4, 2003 Issue Date: August 7, 2003 The date of this Pricing Supplement is August 4, 2003 ------------------------------------------------------------------------------------------------------------------------- Price to Discounts & Interest CUSIP# Interest Rate Maturity Date Public Commissions Reallowance Dealer Payment Frequency ------------------------------------------------------------------------------------------------------------------------- 07387EAQ0 5.00% 8/15/2013 100.00% 1.50% 0.200% 98.90% Semi ------------------------------------------------------------------------------------------------------------------------- 07387EAR8 5.75% 8/15/2018 100.00% 2.00% 0.350% 98.40% Semi ------------------------------------------------------------------------------------------------------------------------- 07387EAS6 6.00% 8/15/2023 100.00% 2.50% 0.350% 98.00% Semi ------------------------------------------------------------------------------------------------------------------------- Subject to Redemption --------------------- ------------------------------------------------------------------------------------------------------------------------- First First Interest Aggregate Interest Payment Survivor's Principal Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds ------------------------------------------------------------------------------------------------------------------------- 2/15/2004 $26.11 Yes No N/A $665,000 $655,025 ------------------------------------------------------------------------------------------------------------------------- 2/15/2004 $30.03 Yes Yes Commencing 8/15/2006 and on the interest $1,798,000 $1,762,040 payment dates thereafter until Maturity, the Notes may be called in whole at par at the option of the Company on ten calendar days notice. ------------------------------------------------------------------------------------------------------------------------- 2/15/2004 $31.33 Yes Yes Commencing 8/15/2008 and on the interest $17,722,000 $17,278,950 payment dates thereafter until Maturity, the Notes may be called in whole at par at the option of the Company on ten calendar days notice. ------------------------------------------------------------------------------------------------------------------------- At May 31, 2003: o the Company had outstanding (on an unconsolidated basis) approximately $39.8 billion of debt and other obligations, including approximately $36.7 billion of unsecured senior debt and $2.5 billion of unsecured inter-company debt; and o subsidiaries of the Company had outstanding (after elimination of inter-company items) approximately $163.9 billion of debt and other obligations (including $45.5 billion related to securities sold under repurchase agreements, $60.7 billion related to payables to customers, $29.2 billion related to financial instruments sold, but not yet purchased, and $28.5 billion of other liabilities, including $15.9 billion of debt). The distribution of IncomeNotes will conform to the requirements set forth in Rule 2720 of the NASD Conduct Rules.