THE BEAR STEARNS COMPANIES INC.
IncomeNotesSM
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-104455
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 3A
(To Prospectus dated April 24, 2003,
and Prospectus Supplement dated June 19, 2003)
Trade Date: July 14, 2003
Issue Date: July 17, 2003
The date of this Pricing Supplement is July 14, 2003
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Price to Discounts & Interest
CUSIP# Interest Rate Maturity Date Public Commissions Reallowance Dealer Payment Frequency
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07387EAF4 4.30% 7/15/2013 100.00% 1.50% 0.200% 98.90% Semi
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07387EAG2 5.00% 7/15/2018 100.00% 2.00% 0.350% 98.40% Monthly
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07387EAH0 5.25% 7/15/2023 100.00% 2.50% 0.350% 98.00% Monthly
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Subject to Redemption
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First
First Interest Aggregate
Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
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1/15/2004 $21.26 Yes No N/A $1,389,000 $1,368,165
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8/15/2003 $3.89 Yes Yes Commencing 7/15/2006 and on the interest $1,738,000 $1,703,240
payment dates thereafter until Maturity,
the Notes may be called in whole at par at
the option of the Company on ten calendar
days notice.
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8/15/2003 $4.08 Yes Yes Commencing 7/15/2008 and on the interest $4,102,000 $3,999,450
payment dates thereafter until Maturity,
the Notes may be called in whole at par at
the option of the Company on ten calendar
days notice.
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The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.