THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-104455
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 2
(To Prospectus dated April 24, 2003,
and Prospectus Supplement dated June 19, 2003)
Trade Date: July 7, 2003
Issue Date: July 10, 2003
The date of this Pricing Supplement is July 7, 2003
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Price to Discounts & Interest
CUSIP# Interest Rate Maturity Date Public Commissions Reallowance Dealer Payment Frequency
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07387EAC1 2.85% 7/15/2008 100.00% 1.00% 0.150% 99.25% Semi
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07387EAD9 4.15% 7/15/2013 100.00% 1.50% 0.200% 98.90% Semi
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07387EAE7 5.10% 7/15/2018 100.00% 2.00% 0.350% 98.40% Monthly
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Subject to Redemption
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Aggregate
First Interest First Interest Survivor's Principal
Payment Date Payment Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
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1/15/2004 $14.65 Yes No N/A $ 87,000 $ 86,130
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1/15/2004 $21.33 Yes No N/A $1,035,000 $1,019,475
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8/15/2003 $4.96 Yes Yes Commencing 7/15/2006 and on the interest $9,965,000 $9,765,700
payment dates thereafter until Maturity, the
Notes may be called in whole at par at the
option of the Company on ten calendar days
notice.
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The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.