PRICING SUPPLEMENT NO. 57A Rule 424(b)(3) DATED: January 24, 2003 File No. 333-76894 (To Prospectus dated January 25, 2002, and Prospectus Supplement dated January 25, 2002) $10,006,693,162 THE BEAR STEARNS COMPANIES INC. MEDIUM-TERM NOTES, SERIES B Principal Amount: $50,000,000 Floating Rate Notes [x] Book Entry Notes [x] Original Issue Date: 2/3/2003 Fixed Rate Notes [ ] Certificated Notes [ ] Maturity Date: 2/3/2005 CUSIP#: 073928YP2 Option to Extend Maturity: No [x] Yes [ ] Final Maturity Date: Optional Optional Redemption Repayment Repayment Redeemable On Price(s) Date(s) Price(s) ------------- ---------- --------- --------- N/A N/A N/A N/A Applicable Only to Fixed Rate Notes: Interest Rate: Interest Payment Dates: Applicable Only to Floating Rate Notes: Interest Rate Basis: Maximum Interest Rate: N/A [ ] Commercial Paper Rate Minimum Interest Rate: N/A [ ] Federal Funds Effective Rate [ ] Federal Funds Open Rate Interest Reset Date(s): * [ ] Treasury Rate Interest Reset Period: Quarterly [ ] LIBOR Reuters Interest Payment Date(s): ** [x] LIBOR Telerate [ ] Prime Rate [ ] CMT Rate Initial Interest Rate: 1.62% Interest Payment Period: Quarterly Index Maturity: Three Months Spread (plus or minus): +0.27% * On the 3rd of each May, August, November and February prior to Maturity. ** On the 3rd of each May, August, November and February, including the maturity date. The distribution of Notes will conform to the requirements set forth in Rule 2720 of the NASD Conduct Rules.