UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/2007
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK
Address: 3 SARNOWSKI DRIVE
GLENVILLE, NY 12302
13F File Number: 28-10307
The institutional investment Manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and that it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Richard W. Provost
Title: Trust Officer
Phone: 518-381-3699
Signature, Place, and Date of Signing:
04/05/2007
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F COMBINATION REPORT
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
AT&T INC COMMON STOCK 00206R102 2343 59418 SH DEFINED 58653
765
00206R102 919 23302 SH DEF/OTH 14001
9301
ABBOTT COMMON STOCK 002824100 2405 43102 SH DEFINED 40452
450
2200
LABORATORIES
002824100 481 8626 SH DEF/OTH 5026
2800
800
AIR PRODUCTS & COMMON STOCK 009158106 773 10457 SH DEFINED 10457
CHEMICALS INC
ALCOA INC COMMON STOCK 013817101 695 20500 SH DEFINED 20200
200
100
013817101 31 900 SH DEF/OTH 600
300
ALLSTATE CORP COMMON STOCK 020002101 1501 24992 SH DEFINED 24992
020002101 127 2108 SH DEF/OTH 1170
838
100
ALTRIA GROUP INC COMMON STOCK 02209S103 76 870 SH DEFINED 870
02209S103 3802 43300 SH DEF/OTH 37800
5500
AMERICAN EXPRESS COMMON STOCK 025816109 1659 29415 SH DEFINED 27715
200
1500
CO
025816109 453 8034 SH DEF/OTH 6734
1300
COLUMN TOTALS 15265
Page 1
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
AMGEN INC COMMON STOCK 031162100 633 11332 SH DEFINED 11082
150
100
031162100 89 1600 SH DEF/OTH 900
600
100
ANHEUSER BUSCH COMMON STOCK 035229103 708 14021 SH DEFINED 12421
800
800
COS INC
035229103 161 3200 SH DEF/OTH 200
3000
APPLIED COMMON STOCK 038222105 412 22500 SH DEFINED 19300
3200
MATERIALS INC
038222105 4 200 SH DEF/OTH 200
ARGONAUT GROUP COMMON STOCK 040157109 1739 53747 SH DEFINED 53747
INC
AUTOMATIC DATA COMMON STOCK 053015103 892 18425 SH DEFINED 16925
1500
PROCESSING INC
053015103 63 1300 SH DEF/OTH 500
700
100
BP PLC FOREIGN STOCK 055622104 2454 37898 SH DEFINED 33598
3100
1200
055622104 537 8301 SH DEF/OTH 4497
3704
100
COLUMN TOTALS 7692
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
BAKER HUGHES INC COMMON STOCK 057224107 179 2700 SH DEFINED 2700
057224107 26 400 SH DEF/OTH 100
300
BANK OF AMERICA COMMON STOCK 060505104 2266 44409 SH DEFINED 43426
950
33
CORP
060505104 1066 20896 SH DEF/OTH 16842
3654
400
BANK OF NEW YORK COMMON STOCK 064057102 726 17900 SH DEFINED 17900
INC
BRISTOL-MYERS COMMON STOCK 110122108 153 5500 SH DEFINED 1900
3600
SQUIBB CO
110122108 328 11800 SH DEF/OTH 3200
8600
CHEVRON CORP NEW COMMON STOCK 166764100 3247 43908 SH DEFINED 40858
650
2400
166764100 1017 13747 SH DEF/OTH 11260
1687
800
CISCO SYSTEMS INC COMMON STOCK 17275R102 1794 70285 SH DEFINED 69235
600
450
17275R102 77 3000 SH DEF/OTH 1300
1200
500
CITIGROUP INC COMMON STOCK 172967101 3436 66917 SH DEFINED 65967
950
COLUMN TOTALS 14315
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
172967101 236 4600 SH DEF/OTH 1500
2700
400
COCA COLA CO COMMON STOCK 191216100 2874 59867 SH DEFINED 58967
900
191216100 595 12400 SH DEF/OTH 8200
4200
COLGATE COMMON STOCK 194162103 2272 34011 SH DEFINED 33461
550
PALMOLIVE CO
194162103 281 4200 SH DEF/OTH 300
3400
500
CURTISS WRIGHT COMMON STOCK 231561101 2480 64352 SH DEFINED 64352
CORP
DISNEY WALT CO COMMON STOCK 254687106 1822 52933 SH DEFINED 50283
250
2400
254687106 269 7800 SH DEF/OTH 4700
3000
100
DOMINION COMMON STOCK 25746U109 48 543 SH DEFINED 543
RESOURCES INC VA
NEW
25746U109 285 3209 SH DEF/OTH 3209
DOW CHEMICAL CO COMMON STOCK 260543103 454 9900 SH DEFINED 9050
850
260543103 152 3325 SH DEF/OTH 2225
1100
COLUMN TOTALS 11768
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
DU PONT E I DE COMMON STOCK 263534109 1042 21076 SH DEFINED 17490
1686
1900
NEMOURS & CO
263534109 164 3310 SH DEF/OTH 660
2450
200
ECOLAB INC COMMON STOCK 278865100 245 5700 SH DEFINED 4700
1000
278865100 17 400 SH DEF/OTH 200
200
EMERSON ELECTRIC COMMON STOCK 291011104 315 7300 SH DEFINED 6800
100
400
CO
291011104 276 6400 SH DEF/OTH 1000
5400
EQUITABLE COMMON STOCK 294549100 220 4560 SH DEFINED 4560
RESOURCES INC
EXCELSIOR TAX MUTUAL 300861408 168 19443 SH DEFINED 19443
EXEMPT FUNDS INC FUNDS/MUNI
BONDS
EXELON CORP COMMON STOCK 30161N101 852 12400 SH DEFINED 11800
600
30161N101 137 1990 SH DEF/OTH 1490
500
EXXON MOBIL CORP COMMON STOCK 30231G102 11898 157688 SH DEFINED 139290
14884
3514
30231G102 2885 38237 SH DEF/OTH 22256
14625
1356
COLUMN TOTALS 18219
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
FPL GROUP INC COMMON STOCK 302571104 778 12718 SH DEFINED 12718
FORTUNE BRANDS COMMON STOCK 349631101 654 8300 SH DEFINED 7900
200
200
INC
349631101 268 3400 SH DEF/OTH 2800
500
100
FRANKLIN N Y TAX MUTUAL 354130106 139 11795 SH DEFINED 11795
FREE INCOME FUNDS/MUNI
BONDS
354130106 144 12191 SH DEF/OTH 12191
GALLAHER GROUP FOREIGN STOCK 363595109 214 2400 SH DEF/OTH 2400
PLC
GENERAL ELECTRIC COMMON STOCK 369604103 27514 778117 SH DEFINED 734968
32189
10960
CO
369604103 10565 298784 SH DEF/OTH 218623
66161
14000
GENERAL MILLS INC COMMON STOCK 370334104 427 7333 SH DEFINED 6433
700
200
370334104 262 4500 SH DEF/OTH 4300
200
GLAXOSMITHKLINE FOREIGN STOCK 37733W105 597 10800 SH DEFINED 10150
650
PLC
37733W105 239 4327 SH DEF/OTH 3227
1100
COLUMN TOTALS 41801
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
HEWLETT PACKARD COMMON STOCK 428236103 520 12952 SH DEFINED 12952
CO
428236103 104 2600 SH DEF/OTH 2600
HOME DEPOT INC COMMON STOCK 437076102 771 20987 SH DEFINED 19137
350
1500
437076102 56 1525 SH DEF/OTH 525
600
400
INTEL CORP COMMON STOCK 458140100 2290 119682 SH DEFINED 117282
2400
458140100 138 7200 SH DEF/OTH 4200
2500
500
INTERNATIONAL COMMON STOCK 459200101 3700 39257 SH DEFINED 38457
800
BUSINESS MACHINES
459200101 349 3700 SH DEF/OTH 400
3300
JPMORGAN CHASE & COMMON STOCK 46625H100 1685 34837 SH DEFINED 33559
1014
264
CO
46625H100 557 11516 SH DEF/OTH 7750
3766
JACOBS COMMON STOCK 469814107 201 4300 SH DEFINED 4200
100
ENGINEERING
GROUP INC
469814107 9 200 SH DEF/OTH 200
COLUMN TOTALS 10380
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
JOHNSON & JOHNSON COMMON STOCK 478160104 6010 99737 SH DEFINED 96737
3000
478160104 628 10425 SH DEF/OTH 6125
3200
1100
JOHNSON CONTROLS COMMON STOCK 478366107 506 5350 SH DEFINED 5350
INC
478366107 128 1350 SH DEF/OTH 300
1000
50
KEYCORP COMMON STOCK 493267108 2565 68450 SH DEFINED 68450
LILLY ELI & CO COMMON STOCK 532457108 768 14300 SH DEFINED 13400
900
532457108 43 800 SH DEF/OTH 500
300
LINCOLN NATIONAL COMMON STOCK 534187109 411 6064 SH DEFINED 6064
CORP IN
534187109 190 2800 SH DEF/OTH 2800
LOWES COS INC COMMON STOCK 548661107 646 20500 SH DEFINED 20500
548661107 76 2400 SH DEF/OTH 1000
1400
MASCO CORP COMMON STOCK 574599106 352 12850 SH DEFINED 11800
1050
574599106 55 2000 SH DEF/OTH 900
900
200
MCGRAW HILL COS COMMON STOCK 580645109 629 10000 SH DEFINED 10000
INC
COLUMN TOTALS 13007
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
580645109 63 1000 SH DEF/OTH 400
600
MEDTRONIC INC COMMON STOCK 585055106 2879 58676 SH DEFINED 51176
700
6800
585055106 54 1100 SH DEF/OTH 500
300
300
MICROSOFT CORP COMMON STOCK 594918104 5428 194745 SH DEFINED 183295
850
10600
594918104 702 25200 SH DEF/OTH 21500
3000
700
MOTOROLA INC COMMON STOCK 620076109 369 20895 SH DEFINED 20195
100
600
620076109 69 3900 SH DEF/OTH 3300
600
NBT BANCORP INC COMMON STOCK 628778102 566 24158 SH DEFINED 672
23486
NASDAQ 100 TRUST MUTUAL 631100104 1197 27500 SH DEF/OTH 22000
5500
FUND/STOCK
NIKE INC COMMON STOCK 654106103 218 2050 SH DEFINED 2050
654106103 11 100 SH DEF/OTH 100
PEPSICO INC COMMON STOCK 713448108 4409 69360 SH DEFINED 66110
1250
2000
713448108 439 6900 SH DEF/OTH 2300
4300
300
COLUMN TOTALS 16404
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
PFIZER INC COMMON STOCK 717081103 863 34167 SH DEFINED 31267
800
2100
717081103 258 10226 SH DEF/OTH 3466
6760
PROCTER & GAMBLE COMMON STOCK 742718109 6228 98613 SH DEFINED 94573
840
3200
CO
742718109 973 15403 SH DEF/OTH 3800
10308
1295
ROCHESTER FUND MUTUAL 771362100 236 12559 SH DEFINED 12559
MUNICIPALS INC FUNDS/MUNI
BONDS
771362100 159 8490 SH DEF/OTH 8490
SCHERING PLOUGH COMMON STOCK 806605101 444 17400 SH DEFINED 13100
4300
CORP
SCHLUMBERGER LTD COMMON STOCK 806857108 470 6800 SH DEFINED 5900
200
700
806857108 14 200 SH DEF/OTH 200
SOUTHERN CO COMMON STOCK 842587107 2910 79408 SH DEFINED 77658
1450
300
842587107 213 5800 SH DEF/OTH 1700
3300
800
TARGET CORP COMMON STOCK 87612E106 1428 24100 SH DEFINED 23250
150
700
COLUMN TOTALS 14196
Page 10
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
87612E106 119 2000 SH DEF/OTH 900
1100
TEXAS COMMON STOCK 882508104 393 13050 SH DEFINED 13050
INSTRUMENTS INC
882508104 9 300 SH DEF/OTH 100
200
3M CO COMMON STOCK 88579Y101 1433 18750 SH DEFINED 18750
88579Y101 549 7180 SH DEF/OTH 580
6600
TRUSTCO BANK COMMON STOCK 898349105 9481 989689 SH DEFINED 716060
85922
187707
CORP NY
898349105 6591 687961 SH DEF/OTH 614313
35342
38306
UNITED PARCEL COMMON STOCK 911312106 552 7875 SH DEFINED 7425
400
50
SERVICE
911312106 11 150 SH DEF/OTH 100
50
UNITED COMMON STOCK 913017109 3561 54789 SH DEFINED 49589
400
4800
TECHNOLOGIES CORP
913017109 254 3900 SH DEF/OTH 2100
1400
400
UNITRIN INC COMMON STOCK 913275103 10617 225568 SH DEFINED 225568
COLUMN TOTALS 33570
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FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
VANGUARD MUTUAL 922021308 276 25136 SH DEFINED 25136
CALIFORNIA TAX FUNDS/MUNI
FREE BONDS
VANGUARD NEW MUTUAL 92204H103 172 15285 SH DEFINED 15285
YORK TAX FREE FUNDS/MUNI
FUNDS BONDS
VANGUARD NEW MUTUAL 92204H301 2723 242285 SH DEFINED 242285
YORK TAX FREE FUNDS/MUNI
FUNDS BONDS
92204H301 387 34457 SH DEF/OTH 34457
VERIZON COMMON STOCK 92343V104 1492 39334 SH DEFINED 37484
1350
500
COMMUNICATIONS
INC
92343V104 474 12504 SH DEF/OTH 6730
5574
200
WAL-MART STORES COMMON STOCK 931142103 1642 34975 SH DEFINED 33975
1000
INC
931142103 188 4000 SH DEF/OTH 3600
200
200
WELLS FARGO & CO COMMON STOCK 949746101 1823 52950 SH DEFINED 52150
800
NEW
949746101 210 6100 SH DEF/OTH 2000
3500
600
WYETH COMMON STOCK 983024100 490 9800 SH DEFINED 9800
COLUMN TOTALS 9877
Page 12
FORM 13F INFORMATION TABLE
VALUE SHS INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE X PRN SH PUT DISCRTN MANAGERS SOLE SHARED NONE
SECURITY NAME OF CLASS CUSIP $1000 AMOUNT PRN CALL
983024100 141 2815 SH DEF/OTH 1415
1400
NOBLE CORP COMMON STOCK G65422100 787 10000 SH DEFINED 10000
G65422100 8 100 SH DEF/OTH 100
COLUMN TOTALS 936
AGGREGATE TOTAL 207430
Page 13
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 149
Form 13F Information Table Value Total: $ 207,430
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.
NONE
Page 14