================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 20, 2005 FEDERAL TRUST CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Florida 000-23449 59-2935028 ---------------------------- ----------- ------------------- (State or other jurisdiction Commission (I.R.S. Employer Of incorporation) File Number Identification No.) 312 West First Street Sanford, Florida 32771 ---------------------------------------- (address of principal executive offices) Registrant's telephone number: (407) 323-1833 ================================================================================ ITEM 8.01. OTHER EVENTS On July 20, 2005, Federal Trust Corporation issued a press release, which announced a $0.3 per share cash dividend, which will be payable to shareholders of record on August 5, 2005, and will be distributed on August 19, 2005. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS. (c) EXHIBITS. The following exhibit is being furnished with this Report: 99.1 Press Release (solely furnished and not filed for purposes of Item 8.01). Date: July 22, 2005 Federal Trust Corporation ----------------------------------- (Registrant) By: /s/ Gregory E. Smith ------------------------------ Gregory E. Smith Executive Vice President and Chief Financial Officer (407) 323-1833