================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 29, 2005 FEDERAL TRUST CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Florida 000-23449 59-2935028 ---------------------------- ---------------------- ------------------- (State or other jurisdiction Commission File Number (I.R.S. Employer Of incorporation) Identification No.) 312 West First Street Sanford, Florida 32771 --------------------------------------------- (address of principal executive offices) Registrant's telephone number: (407) 323-1833 ================================================================================ ITEM 8.01. OTHER EVENTS On April 29, 2005, Federal Trust Corporation declared a $0.03 per share cash dividend, payable on May 27, 2005, to shareholders of record on May 13, 2005, and issued a press release announcing the dividend. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. The following exhibit is being furnished with this Report: 99.1 Press Release (solely furnished and not filed for purposes of Item 8.01). Date: April 29, 2005 Federal Trust Corporation ------------------------- (Registrant) By: /s/ Gregory E. Smith ------------------------------------ Gregory E. Smith Executive Vice President and Chief Financial Officer (407) 323-1833