Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Dyer Daniel Clinton
 2. Date of Event Requiring Statement (Month/Day/Year)
10/28/2005		 3. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [WRLD]
(Last)
(First)
(Middle)
230 4TH AVE. NORTH SUITE 500		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
SVP, Central Division
 5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

NASHVILLE, TN 37219		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Stock option, right to buy 10/17/2005 10/17/2011 common 800 $ 8.39 D  
Stock option, right to buy 10/17/2006 10/17/2011 common 800 $ 8.39 D  
Stock Option, right to buy 05/14/2006 05/14/2012 common 1,000 $ 9 D  
Stock option, right to buy 05/14/2007 05/14/2012 common 1,000 $ 9 D  
Stock Option, right to buy 10/24/2005 10/24/2012 common 400 $ 8.29 D  
Stock Option, right to buy 10/24/2006 10/24/2012 common 400 $ 8.39 D  
Stock Option, right to buy 10/24/2007 10/24/2012 common 400 $ 8.39 D  
Stock option, right to buy 10/24/2005 10/24/2013 common 600 $ 16.55 D  
Stock Option, right to buy 10/24/2006 10/24/2013 common 600 $ 16.55 D  
Stock Option, right to buy 10/24/2007 10/24/2013 common 600 $ 16.55 D  
stock option, right to buy 10/28/2005 10/28/2014 common 600 $ 23.53 D  
Stock option, right to buy 10/28/2006 10/28/2014 common 600 $ 23.53 D  
Stock option, right to buy 10/28/2007 10/28/2014 common 600 $ 23.53 D  
Stock option, right to buy 10/28/2008 10/28/2014 common 600 $ 23.53 D  
Stock option, right to buy 10/28/2009 10/28/2014 common 600 $ 23.53 D  
Stock Option, right to buy 10/24/2008 10/24/2013 common 600 $ 16.55 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Dyer Daniel Clinton
230 4TH AVE. NORTH SUITE 500
NASHVILLE, TN 37219		       SVP, Central Division  

Signatures

Daniel Clinton Dyer 10/28/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, See Instruction 6 for procedure.

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