UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK
Address: 3 SARNOWSKI DRIVE
GLENVILLE, NY 12302
13F File Number: 28-10307
The institutional investment Manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Richard W. Provost
Title: Trust Officer
Phone: 518-381-3699
Signature, Place, and Date of Signing:
/s/ Richard W. Provost Glenville, NY 01/13/2009
------------------------ --------------- -----------
[Signature] [City,State] [Date]
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F COMBINATION REPORT
COLUMN TOTALS 750
AGGREGATE TOTAL 112738
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 124
Form 13F Information Table Value Total: $ 112,738
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------- ------ ------
AT&T INC COMMON STOCK 00206R102 1462 51315 SH DEFINED 50550 0 765
00206R102 603 21157 SH DEF/OTH 12651 8506 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2452 45944 SH DEFINED 43544 500 1900
002824100 482 9026 SH DEF/OTH 4726 3400 900
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 322 6400 SH DEFINED 6400 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 13 870 SH DEFINED 870 0 0
02209S103 652 43300 SH DEF/OTH 37800 5500 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 469 25288 SH DEFINED 23588 200 1500
025816109 149 8034 SH DEF/OTH 6734 1300 0
APPLIED MATERIALS INC COMMON STOCK 038222105 204 20100 SH DEFINED 16900 0 3200
038222105 2 200 SH DEF/OTH 200 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 615 15625 SH DEFINED 14125 0 1500
053015103 24 600 SH DEF/OTH 500 0 100
BP PLC FOREIGN STOCK 055622104 1592 34053 SH DEFINED 29753 3100 1200
055622104 323 6904 SH DEF/OTH 3100 3704 100
BANK OF AMERICA CORP COMMON STOCK 060505104 70 4969 SH DEFINED 4969 0 0
060505104 207 14715 SH DEF/OTH 12461 2254 0
THE BANK OF NEW YORK COMPANY COMMON STOCK 064058100 330 11637 SH DEFINED 11637 0 0
INC
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 126 5409 SH DEFINED 1809 3600 0
110122108 274 11800 SH DEF/OTH 3200 8600 0
CHEVRON CORP NEW COMMON STOCK 166764100 2959 40001 SH DEFINED 37001 600 2400
166764100 1076 14547 SH DEF/OTH 11360 2387 800
CISCO SYSTEMS INC COMMON STOCK 17275R102 830 50942 SH DEFINED 50092 600 250
17275R102 43 2650 SH DEF/OTH 950 1200 500
CITIGROUP INC COMMON STOCK 172967101 262 39086 SH DEFINED 38186 900 0
172967101 28 4242 SH DEF/OTH 1942 1900 400
COCA COLA CO COMMON STOCK 191216100 2525 55766 SH DEFINED 54866 900 0
191216100 602 13300 SH DEF/OTH 9100 4200 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1935 28228 SH DEFINED 27728 500 0
194162103 295 4300 SH DEF/OTH 400 3400 500
DISNEY WALT CO COMMON STOCK 254687106 1023 45100 SH DEFINED 42500 200 2400
254687106 165 7250 SH DEF/OTH 4150 3000 100
DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 25 686 SH DEFINED 686 0 0
25746U109 230 6418 SH DEF/OTH 6418 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 175 11575 SH DEFINED 10775 800 0
260543103 47 3125 SH DEF/OTH 2025 1100 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 475 18793 SH DEFINED 15207 1686 1900
263534109 85 3360 SH DEF/OTH 710 2450 200
ECOLAB INC COMMON STOCK 278865100 389 11067 SH DEFINED 10067 0 1000
278865100 14 400 SH DEF/OTH 200 0 200
EMERSON ELECTRIC CO COMMON STOCK 291011104 286 7800 SH DEFINED 7400 0 400
291011104 103 2800 SH DEF/OTH 1000 1800 0
EXELON CORP COMMON STOCK 30161N101 745 13400 SH DEFINED 12800 600 0
30161N101 166 2990 SH DEF/OTH 1890 1100 0
EXXON MOBIL CORP COMMON STOCK 30231G102 8867 111075 SH DEFINED 93127 14884 3064
30231G102 2637 33032 SH DEF/OTH 19956 11720 1356
FORTUNE BRANDS INC COMMON STOCK 349631101 144 3500 SH DEFINED 3100 200 200
349631101 124 3000 SH DEF/OTH 2800 100 100
GENERAL ELECTRIC CO COMMON STOCK 369604103 10076 621956 SH DEFINED 579407 31689 10860
369604103 4402 271749 SH DEF/OTH 199288 59061 13400
GENERAL ELECTRIC CAPITAL CORP CORPORATE BONDS 36967HAD9 1034 1000000 PRN DEF/OTH 1000000 0 0
GENERAL MILLS INC COMMON STOCK 370334104 578 9520 SH DEFINED 8620 700 200
370334104 292 4800 SH DEF/OTH 4400 400 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 420 11266 SH DEFINED 10666 600 0
37733W105 161 4314 SH DEF/OTH 3114 1100 100
HEWLETT PACKARD CO COMMON STOCK 428236103 146 4011 SH DEFINED 4011 0 0
428236103 94 2604 SH DEF/OTH 604 2000 0
HOME DEPOT INC COMMON STOCK 437076102 361 15699 SH DEFINED 14099 100 1500
437076102 83 3589 SH DEF/OTH 2589 600 400
INTEL CORP COMMON STOCK 458140100 1389 94750 SH DEFINED 92350 0 2400
458140100 75 5100 SH DEF/OTH 3100 1500 500
INTERNATIONAL BUSINESS COMMON STOCK 459200101 580 6892 SH DEFINED 6042 850 0
MACHINES
459200101 400 4750 SH DEF/OTH 1000 3700 50
ISHARES MUTUAL 464287226 208 2000 SH DEF/OTH 2000 0 0
FUND/CORPORATE
BOND
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1147 36390 SH DEFINED 35162 964 264
46625H100 407 12916 SH DEF/OTH 9850 3066 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 232 4825 SH DEFINED 4725 100 0
469814107 10 200 SH DEF/OTH 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5515 92178 SH DEFINED 89178 3000 0
478160104 648 10825 SH DEF/OTH 5525 4200 1100
JOHNSON CONTROLS INC COMMON STOCK 478366107 250 13750 SH DEFINED 13750 0 0
478366107 74 4050 SH DEF/OTH 900 3000 150
KRAFT FOODS INC COMMON STOCK 50075N104 17 628 SH DEFINED 628 0 0
50075N104 805 29964 SH DEF/OTH 26158 3806 0
ELI LILLY & CO COMMON STOCK 532457108 594 14740 SH DEFINED 13840 900 0
532457108 24 600 SH DEF/OTH 300 300 0
LOWES COMPANIES INC COMMON STOCK 548661107 361 16768 SH DEFINED 16768 0 0
548661107 22 1000 SH DEF/OTH 600 400 0
MEDTRONIC INC COMMON STOCK 585055106 1505 47912 SH DEFINED 41412 700 5800
585055106 19 600 SH DEF/OTH 300 0 300
MICROSOFT CORP COMMON STOCK 594918104 2944 151461 SH DEFINED 140061 800 10600
594918104 311 16021 SH DEF/OTH 13321 2000 700
MOTOROLA INC COMMON STOCK 620076109 83 18645 SH DEFINED 18045 0 600
620076109 3 600 SH DEF/OTH 0 600 0
NBT BANCORP INC COMMON STOCK 628778102 675 24158 SH DEFINED 672 23486 0
NIKE INC COMMON STOCK 654106103 263 5150 SH DEFINED 5150 0 0
654106103 10 200 SH DEF/OTH 200 0 0
NUVEEN MUTUAL 67062X101 103 10000 SH DEF/OTH 10000 0 0
PEPSICO INC COMMON STOCK 713448108 3086 56348 SH DEFINED 53098 1250 2000
713448108 345 6300 SH DEF/OTH 1700 4300 300
PFIZER INC COMMON STOCK 717081103 394 22235 SH DEFINED 20135 0 2100
717081103 179 10126 SH DEF/OTH 3366 6760 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 38 870 SH DEFINED 870 0 0
INC
718172109 1884 43300 SH DEF/OTH 37800 5500 0
POWERSHARES CO MUTUAL 73935A104 818 27500 SH DEF/OTH 22000 5500 0
FUND/STOCK
PROCTER & GAMBLE COMMON STOCK 742718109 5458 88290 SH DEFINED 84300 790 3200
742718109 853 13800 SH DEF/OTH 3297 9208 1295
SCHERING PLOUGH CORP COMMON STOCK 806605101 221 12996 SH DEFINED 8696 4300 0
SCHLUMBERGER LTD COMMON STOCK 806857108 315 7437 SH DEFINED 6537 200 700
806857108 8 200 SH DEF/OTH 200 0 0
SOUTHERN CO COMMON STOCK 842587107 1478 39958 SH DEFINED 38258 1400 300
842587107 218 5900 SH DEF/OTH 1800 3300 800
TARGET CORP COMMON STOCK 87612E106 555 16082 SH DEFINED 15282 100 700
87612E106 52 1500 SH DEF/OTH 900 600 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 250 16130 SH DEFINED 16130 0 0
882508104 8 500 SH DEF/OTH 300 0 200
3M CO COMMON STOCK 88579Y101 938 16299 SH DEFINED 16299 0 0
88579Y101 272 4730 SH DEF/OTH 580 4150 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 5918 622307 SH DEFINED 342902 23843 255562
898349105 6023 633305 SH DEF/OTH 0 0 633305
UNITED PARCEL SERVICE COMMON STOCK 911312106 400 7259 SH DEFINED 6809 400 50
911312106 8 150 SH DEF/OTH 0 100 50
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2880 53731 SH DEFINED 48531 400 4800
913017109 193 3600 SH DEF/OTH 1800 1400 400
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1807 53309 SH DEFINED 51509 1300 500
92343V104 293 8648 SH DEF/OTH 4524 3924 200
WAL-MART STORES INC COMMON STOCK 931142103 1855 33081 SH DEFINED 32081 0 1000
931142103 230 4100 SH DEF/OTH 3100 800 200
WELLS FARGO & CO NEW COMMON STOCK 949746101 1596 54127 SH DEFINED 53327 800 0
949746101 156 5300 SH DEF/OTH 1200 3500 600
WYETH COMMON STOCK 983024100 312 8306 SH DEFINED 8306 0 0
983024100 106 2815 SH DEF/OTH 1415 1400 0
NOBLE CORP COMMON STOCK G65422100 602 27250 SH DEFINED 27250 0 0
G65422100 42 1900 SH DEF/OTH 400 1400 100