SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                            ______________________

                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934


               Date of Report (Date of earliest event reported):
                                January 22, 2002
                                ----------------


                            United Bankshares, Inc.
                            -----------------------
             (Exact name of registrant as specified in its charter)


            West Virginia                 No. 0-13322            55-0641179
  -------------------------------  ------------------------  -------------------
  (State or other jurisdiction of  (Commission File Number)   (I.R.S. Employer
  incorporation or organization)                             Identification No.)

                               300 United Center
                           500 Virginia Street, East
                        Charleston, West Virginia 25301
                        -------------------------------
                    (Address of Principal Executive Offices)


                                 (304) 424-8800
                                 --------------
              (Registrant's telephone number, including area code)


                                 Not Applicable
                                 --------------
             (Former name or address, if changed since last report)



Item 5.  Other Events
---------------------


     On January 22, 2002 United Bankshares, Inc. ("United") announced its
earnings for the fourth quarter and year of 2001.  A copy of the press release
is attached as Exhibit 99.1 to this report.  Additionally, United provided
supplemental financial information for analysts and other interested investors
which is attached as Exhibit 99.2 to this report.


Item 7.  Financial Statements and Exhibits
------------------------------------------


     (c)  Exhibits

          99.1  Press Release, dated January 22, 2002, issued by United
                Bankshares, Inc.
          99.2  Unaudited Supplemental Financial Information


                                  SIGNATURES
                                  ----------

          Pursuant to the requirements of the Securities and Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.


                                    UNITED BANKSHARES, INC.


Date:   January 22, 2002            By:  /s/ Steven E. Wilson
     ---------------------------         ----------------------------------
                                    Steven E. Wilson, Executive Vice
                                    President, Treasurer, Secretary and Chief
                                    Financial Officer