SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

                                  July 25, 2005
                                  -------------
                        (Date of earliest event reported)

                           Farmers & Merchants Bancorp
                           ---------------------------
             (Exact name of registrant as specified in its charter)

                                    Delaware
                                    --------
                 (State or other jurisdiction of incorporation)


               000 - 26099                        94-3327828
               -----------                        ----------
         (Commission File Number)     (IRS Employer Identification No.)


                  111 West Pine Street, Lodi, California 95240
                  --------------------------------------------
          (Address of principal executive offices)       (Zip Code)


                                 (209) 367-2300
                                 --------------
              (Registrant's telephone number, including area code)


                                 Not Applicable
                                 --------------
          (Former name or former address, if changes since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written  communications  pursuant  to Rule 425 under the Securities Act (17
     CFR  230.425)
[_]  Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)
[_]  Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange  Act  (17  CFR  240.14d-2(b))
[_]  Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange  Act  (17  CFR  240.13e-4(C))



Item 2.02 Results of Operations and Financial Condition
          ---------------------------------------------

     On July 25, 2005, Farmers & Merchants Bancorp issued a press release
concerning financial results for the second quarter of 2005, a copy of which is
included as Exhibit 99.1 and incorporated herein by reference.



Item 9.01 Financial Statements and Exhibits
          ---------------------------------

(c)  Exhibits:

     99.1    Press release concerning financial results for the second quarter
             of 2005.






                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                         FARMERS & MERCHANTS BANCORP



                                         By    /s/  Stephen W. Haley

                                               Stephen W. Haley
                                               Executive Vice President
                                               & Chief Financial Officer


Date:  July 26, 2005