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Kentucky man pays off mortgage with 6-figure lottery win: 'I actually started crying'

Valley Station, Kentucky, resident Charles Stallard won $150,000 from a scratch-off game in February. He immediately used the money to pay off his mortgage and fix his boat.

A Kentucky man used his six-figure lottery winnings to pay off his mortgage last month.

Valley Station resident Charles Stallard bought a Kentucky Lottery scratch-off card from a Louisville store in February. In a press release, the Kentucky Lottery said that he purchased a $5 "50X The Cash" scratch ticket.

After he finished up grocery shopping on a Friday, Stallard scratched off his ticket while sitting in his truck.

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He soon found a 50X symbol, and discovered that he had won the game's top prize. A 50X symbol above a number meant he had won that number multiplied by fifty — and he realized the number beneath the symbol was $3,000.

"When it came up 50 times, I figured it was going to be $5," he said. "When I scratched off $3,000, I actually started crying. I couldn’t believe it!"

The lucky winner "anxiously" waited for Monday to roll around, so he could claim his prize, the Kentucky Lottery said.

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Stallard had to pay a $42,000 tax bill on the prize, bringing home a check of $108,000.

Stallard told lottery officials that once he got his check, he immediately paid off his mortgage.

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"I didn’t get much sleep all weekend," Stallard was quoted as saying. "For the first time in my life, I’m not in debt. I get to pay my house off."

The Kentucky resident also said that he would finally get his boat fixed after it had been broken for a year.

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"Once I get everything paid, I’m fishing the rest of the year."

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