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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

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FORM 8-K

 

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CURRENT REPORT

 

PURSUANT TO SECTION 13 OR 15(d) OF THE

 

SECURITIES EXCHANGE ACT OF 1934

 

Date of Report (Date of earliest event reported): July 13, 2004

 

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ABC Bancorp

(Exact name of registrant as specified in its charter)

 

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Georgia		0-16181		58-1456434
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification Number)

 

24 2nd Avenue, S.E., Moultrie, Georgia		31768
(Address of principal executive offices)		(Zip Code)

 

Registrant’s telephone number, including area code: (229) 890-1111

 

(Former name or former address, if changed since last report)

 

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Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

 

(a) – (b)    Financial Statements and Pro Forma Financial Information. None.

 

(c)

Exhibits.

 

99.1

Press release dated July 13, 2004.

 

Item 12. Results of Operations and Financial Condition.

 

On July 13, 2004, ABC Bancorp issued a press release announcing its estimated second quarter 2004 results. A copy of that press release is attached as Exhibit 99.1 to this Current Report.

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SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Company has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

 

Dated: July 14, 2004

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EXHIBIT INDEX

 

99.1     Press release dated July 13, 2004.